Home For Individuals Loans Сельскохозяйственный кредит

Сельскохозяйственный кредит

This type of lending allows borrowers to use the capital for the cultivation of crops, purchase of seeds, fertilizers, pesticides and fuel.

Lending methodology:
individual and group.


  • for individual persons: movable and immovable property;
  • for group: group solidarity.


  • from 800 to 80 000 TJS for individual person;
  • from 150 to 8 000 TJS for each group member. 

Loan term: 3—36 months.

Annual interest: between 27 and 31% somoni.
Deposit guarantee rate:
up to 50,000 somoni - at least 10%, above 50,000 somoni - no
Grace period: up to 12 months.
Fine: 1%.

Штраф: 1%.Loan conditions for individual person and for each member of the group:

  • Individuals aged over 20 years;
  • Experience in this field for over 6 months;
  • The business compliance with legislation of Tajikistan;
  • Lack of liabilities to third parties;
  • The business must be profitable.

Group loan conditions:

  • The group of borrowers shall consist of 2—10 people;
  • Borrowers must have a valid passport of the RT;
  • The Group accepts the principles of group guarantee.

Required records:

  • Loan application;
  • Passport of the Republic of Tajikistan, confirming the place of residence;
  • TIN;
  • If the business is registered, the presence of a patent or license.

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